Texture within Text (Photoshop)

For this exercise I decided to choose the word Water and give it the wavy type.

I first wrote the word in a Plain Font Type, and after that I chose an image from the internet of water and I inserted it in Photoshop.

Then I put the image above the text and made a Clip Mask for it and like this the word took the image as its fill.

Finally I chose the Smudge Tool and started to go over the word to have the sort of wavy effect as you can see in the image.